This blog covers one of the many topics related to health insurance, including how to make health insurance waivers easier to understand for your students.
What is a health insurance waiver
A health insurance waiver is a document that allows an individual to avoid having to purchase coverage through their employer or participate in the state-sponsored health insurance program. A health insurance waiver can be obtained by an individual who meets certain qualifications, including being a U.S. citizen or legal resident, not having any outstanding debt or tax liens, and being employed in the western Illinois region. The Health Insurance Marketplace website provides detailed information on health insurance waivers, including the types of waivers available and the requirements necessary to qualify. If you are considering obtaining a health insurance waiver, be sure to visit the Health Insurance Marketplace website for more information. Thank you for reading!
Western Illinois University’s Health Insurance Waiver
Western Illinois University is one of the few universities in the country that offers a health insurance waiver for its employees. This waiver enables employees to continue their coverage under their own insurance plan while working at the university. The waiver is available to full-time and part-time employees who are enrolled in a qualifying health plan. The qualifying plan must provide at least 50% coverage for hospital and outpatient care, prescription drugs, mental health services, and maternity care. Part-time employees must be employed for at least 30 hours a week to be eligible for the waiver.
Benefits of the Waiver
The Western Illinois University health insurance waiver is an excellent benefit for students. The waiver allows eligible students to pay less for their health insurance premiums, which can save them a significant amount of money each year. The waiver also allows students to receive care from participating doctors and hospitals without having to pay any out-of-pocket costs. Finally, the waiver provides coverage for pre-existing conditions, which is beneficial for students who may be facing costly medical expenses in the future. If you are living in one of the nine counties in Illinois that are designated as geographic areas of high Medicaid enrollment, or if you have a family size of three or more and your income is below 133% of the federal poverty level, then you may be eligible for benefits through the Western Illinois University Health Insurance Waiver. The Western Illinois University Health Insurance Waiver provides coverage for physicians’ services, prescription drugs, hospital stays, and other health care expenses. The waiver also provides coverage for complementary and Alternative Medicine treatments as determined by the department. The Department expects approximately 1,000 individuals to be enrolled in the waiver this year. To enroll, you must visit the website and complete an application. You will need to provide your name, date of birth, Social Security number, county of residence, and your income and family size. The information on your application will be verified by the Department.} The Department reserves the right to modify or discontinue the waiver at any time. Participation in the waiver does not absolve you from any obligations that you may have to other insurers or state programs.
Apply for and use the Waiver
If you are looking for information about the Western Illinois University Health Insurance Waiver, you have come to the right place. WIU offers a health insurance waiver to students and staff. The waiver allows eligible individuals to receive discounted rates on health insurance from participating insurers. The waiver can be used by students, faculty, and staff who meet the eligibility requirements. To qualify for the waiver, you must: -Be a full-time student or employee at WIU -Be registered in good standing with WIU -Be a U.S. citizen or permanent resident – NOT have insurance from WLU or WIU providers – NOT be covered under another WLU or WIU policy or program (except for graduate assistants covered under their graduate faculty contract)
Western Illinois University Health Insurance Waiver plans can provide you and your family with peace of mind in the event that an unexpected illness or injury prevents you from working. WIE offers a variety of plans to choose from, so whether you are looking for full-coverage health insurance, hospitalization insurance, or just a few select services, we have you covered. Contact us today to learn more about our available health insurance waiver plans! Western Illinois University Health Insurance Waiver is a program that allows students to receive financial aid and health insurance coverage while attending WIU. If you are eligible for the waiver, please click the link below to begin the process of applying. Applications are processed in the order they are received, so be sure to submit your application as soon as possible. Thank you for considering Western Illinois University Health Insurance Waiver!