The process of getting student health insurance is a lot easier than you might think, making it an affordable and worthwhile investment. This article lets you comparison shop on and learn the best way to apply for your policy.
Insurance for students
Penn offers several options for students to obtain health insurance. Students can purchase coverage through the university or through a private health insurance provider. The following is a table of the various types of health insurance available at Penn. Option:Provider:Price (per month) University-provided coverage:Penn Health Services$756 per semester, $5,512 per year Private health insurance providers:Before shopping for insurance, be sure to compare prices and benefits between different providers. Some of the more popular providers include Aetna, Molina Healthcare, and UnitedHealthcare. Prices vary depending on the plan chosen and the age of the person covered. However, on average, these providers offer plans that cost around $1,000 per month.
What do student get in a policy?
A student health insurance policy typically includes general medical coverage, which can include hospital stays, doctor visits, and prescriptions. Some policies also include dental coverage, contact lens care, maternity services, and mental health coverage. Many policies also offer eldercare services such as assisted living facilities and nursing home care.
The cost of insurance around the world
Depending on where you live, the cost of health insurance can be quite a different story. In the United States, for example, some people have to pay as much as $1,000 per month for health insurance coverage. In other countries, such as Norway, health insurance is completely free for citizens and residents. So what is the highest cost of health insurance in various countries around the world? And how do these costs vary depending on a person’s age? Here are five examples of high-cost health insurance systems around the world: United States: $1,000/month (for individuals)/$3,000/month (for families) Norway: Free for citizens and residents Spain: €350/month (for individuals)/€750/month (for families) France: €584/year (for individuals)/€1,176/year (for families) Australia: A$2,422/year (for an individual)/A$6,856/year (for a family)
What if I have no health insurance?
If you are uninsured, there are many options for getting coverage. Some people choose to get coverage through their job. Others may try to get coverage through a government program like Medicaid or the Affordable Care Act (ACA). If you can’t find coverage through any of these sources, you may be able to get coverage through a health insurance exchange.
Penn students have a lot of options when it comes to health insurance, and each one has its own pros and cons. Some of the most popular student health insurance plans include Blue Cross/Blue Shield, Aetna, UnitedHealthcare, and Cigna. Check out our comprehensive guide to find the plan that’s right for you. In the meantime, here are some tips for getting started: