Sbi Health Insurance

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What is sbi health insurance?

The sbi health insurance is a health insurance plan offered by the State Bank of India. It is available to employees and their family members working for SBI, its subsidiaries and associate companies. The coverage under the sbi health insurance covers hospitalization, outpatient treatment, maternity and child welfare services, prescription drugs, ambulance services, dental care and other medical expenses. The plan also covers preventive and oral health care services. To avail of coverage under the sbi health insurance, employees have to enroll with their respective establishments. SBI Health Insurance is an insurance program offered by the State Bank of India. It offers comprehensive health insurance coverage to its employees, including hospitalization, surgical and medical expenses, maternity care, pediatric care and disability benefits. SBI Health Insurance is one of the best-known group health insurance programs in the country.

How much does sbi health insurance cost?

As per the website of the State Bank of India, health insurance premiums for its employees costs Rs 1,510 per month. This is for a family of four. The monthly premium for an individual employee is Rs 610. The bank offers three types of health plans to its employees – Platinum, Gold and Silver. The Platinum plan covers 72% of the cost of treatments and medicines, Gold plan covers 59% and the Silver plan covers 37%. The bank also provides hospital cover up to Rs 2 lakh for serious illness and death in case of a family member. It also pays 80% medical expenses up to Rs 10 lakh per family member on preventive care.

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Cost break down of health care benefits

The cost of health care benefits provided by a major bank institution, such as SBI, can be quite expensive. For instance, one plan that is offered by SBI provides health care coverage for 3000 days per year, as well as 600 outpatient visits. This means that the cost of health insurance plans provided by an SBI bank institution can range from about Rs 2 lakh to Rs 3.5 lakh annually. However, if you meet certain eligibility requirements, such as having a low monthly income or being in a low-risk category, the cost of coverage can be considerably less. In fact, for people who qualify for COBRA (Consolidated Omnibus Reconciliation Act) continuation coverage, the annual cost of coverage can be as low as Rs 1,500 per month.

Benefits of joining the sbi health insurance plan

One of the benefits of joining the sbi health insurance plan is that you can enjoy extensive coverage for medical expenses. The health insurance plan covers a wide range of medical expenses, including hospitalization, surgery, and medical attention rendered in a foreign country. In addition, patients have the right to receive free consultations with doctors and hospital specialists outside the country. The health insurance program also provides funds for necessary medications and treatments, as well as assistance in case of an emergency. If you are not satisfied with the services provided by the participating hospitals or clinics, sbi provides free transferral to another hospital or clinic in Switzerland. You can also opt for homeopathy or other complementary therapies if you wish to pursue them specifically. Finally, the health insurance policy offers 24-hour coverage for all types of emergencies, including psychiatric emergencies. To join the sbi health insurance plan please go to:

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Offers available through sbi health coverage

If you’re looking for comprehensive health coverage, and are eligible for membership with the State Bank of India (SBI), then you may be interested in the many benefits and discounts that are available through the bank’s health insurance program. The SBI Health Insurance Program covers a wide range of medical services and treatments, both preventive and therapeutic, at participating hospitals and clinics nationwide. In addition to covering medical expenses incurred while hospitalized, the program also offers subscribers various benefits and discounts, including: o 10% discount on all hospital admissions and treatments; o A 50% reduction in premiums for adult children up to the age of 25 years residing at home; o Up to 80% reimbursement for an annual health checkup conducted by a physician of your choice; and o Priority treatment if you are referred by a doctor or other professional. If you’re not currently a member of SBI’s health insurance program, or if you would like to explore additional discounts and benefits that are available, please visit the bank’s website for more information.


If you are looking for an affordable health insurance plan, then look no further than sbi. Their plans offer a variety of benefits and levels of coverage that will fit your needs perfectly. Plus, their customer service is top notch so you can rest assured knowing that you are in good hands. Plus, they have a A+ rating with the Better Business Bureau, so you can be sure that you are making the best decision for yourself and your family. Is your business looking for a health insurance provider? SBI is your go-to choice! We offer a variety of plans designed specifically for businesses of all sizes, and our experts are available to help you find the coverage that’s right for your business. Contact us today to learn more!

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