Mj Harris Life Insurance

If you’re looking for an affordable life insurance plan, then MJ Harris may be just what you need. They offer modest annual premiums- only $150 to start and only $25 more each year. But if you do die, then your beneficiaries will receive the money your purchased coverage without passing that extra on to mj harris as a profit.

Different Types of Insurance and how they relate to life

You likely understand that life insurance is designed to protect you and your loved ones in the event of your death. But what kind of insurance is available, and how does it work? Here’s a breakdown of some of the most common types of life insurance: Term life insurance protects you for a set period of time, typically five, 10 or 15 years. The policy pays out a lump sum when you die, regardless of whether you have any heirs. This type of policy is good if you know you won’t need the money right away and don’t want to tie up funds in an account that could grow tax-free. Whole life insurance policies offer more stability. The policy pays out a set amount each month – regardless of whether you die or not. The catch: Whole life policies typically don’t offer tax breaks upon death, so they may not be ideal if you’re planning on taking advantage of those benefits. If you’re unsure if this type of policy is right for you, talk to an agent who can help weigh the pros and cons. Universal life insurance covers everyone in your family – whether alive or dead. If someone in your family dies before you, the policy will pay

The Value in Life Insurance

If you’re thinking about adding life insurance to your retirement portfolio, there are a few things to keep in mind. Not only is life insurance an essential part of financial security, but it can also help improve your overall wealth accumulation strategy. Here are four reasons why life insurance can be an important part of your retirement planning: 1. Protection for Your Family. If you die without a will or a trust, your loved ones could end up with little or nothing. Life insurance can help ensure that your spouse and children will have what they need financially after you die. 2. Securing Your Financial Future. A life insurance policy can help protect your earnings and assets from potential lawsuits or other unforeseen events. Plus, having some type of permanent financial cushion can help you feel more secure in the event of an emergency. 3. Boosting Your Retirement Income. If you have enough money saved up in life insurance premiums, your existing policy will pay out as a death benefit to your beneficiary—like a pension from your previous job. This can significantly boost your retirement income stream, giving you more time to enjoy your retirement years without worry. 4. Taking Care of Your Estate Planning Needs. A life insurance policy

How to get a free life insurance quote

If you’re interested in receiving a free quote from one of the top life insurers in the country, then you need to check out our blog section. Here, we’ll outline how to get started and what to expect along the way. Plus, make sure to sign up for our email list so that you always know the latest news and offers!

What are the top benefits of cutting your monthly premium by 40%?

If you’re like most people, you’re probably drowning in debt and barely making ends meet. But you can take steps to change your life for the better by cutting your monthly premium by 40%. Here are the top five benefits of doing so: 1. You’ll have more money in your pocket every month. 2. Your credit score will improve, which could lead to lower interest rates on loans and other financial products. 3. You’ll be helping yourself and others in need – by reducing the burden that high premiums can put on families who need coverage the most. 4. It can help make car insurance cheaper, since policies with low premiums tend to cover more accidents and damage. 5. Finally, if something catastrophic happens and you need life insurance, a lower premium will likely entitle you to a higher death benefit than if you had paid full price for coverage.

Why do I need long term protection?

Mj Harris offers long term protection for those who want peace of mind and the assurance that if something happens, they are covered. With a long term policy, you can be sure that you and your loved ones will be taken care of no matter what life throws your way. The benefits of having a long term policy include: • Peace of mind- knowing that you and your loved ones are taken care of is reassuring. • Flexibility- You can adjust your policy as needed, without fear of penalties or premium increases. •Great rates- Most long term policies offer great rates, which means you can save money on premiums. As long as you are able to maintain continuous insurance coverage, Mj Harris offers a variety of policies to choose from – including single-premium policies and Joint & Several Policies. Contact us today to learn more about these great options!


MJ Harris Life Insurance is committed to providing quality life insurance products and services that are tailored to meet the unique needs of our customers. We understand that a life insurance policy is an important decision, and we want you to have all the information you need to make an informed choice. If you have any questions about MJ Harris Life Insurance or about any of our products, please contact us today.