The University of New York (NYU) Health Insurance Waiver is a benefit that allows current and former undergraduate, graduate, and professional NYU students, faculty, university and system employees and their dependents to waive their first two continuous years of health insurance. If you are on the Waiver you’ll experience great savings every month.
What is nyu health insurance?
NYU health insurance is a fee-based program that covers students and staff at New York University. The cost of NYU health insurance varies depending on the level of coverage chosen, but it is generally much cheaper than private health insurance. To enroll in NYU health insurance, visit the Health Center website or speak with a counselor in Student Affairs.
Do I qualify for a waiver?
If you have low income and meet other criteria, you may be able to waive your health insurance at New York University. You’ll need to fill out an exemption request form and submit it with your tuition payment.
Where do I get waivers?
If you are not completely satisfied with your health insurance and would like to waive it, there are a few ways to go about it. Many students choose to use the Student Health Insurance Plan (SHIP), which is a program that provides free or discounted health insurance coverage for students at New York University (NYU). However, not all students qualify for SHIP and some may have other plans that they prefer. In addition, not all waivers are available through SHIP. Some students elect to seek a waiver from their insurance company on their own. This is usually the easiest way to go about it, as many companies will approve a waiver if you meet certain requirements. You will likely need to provide evidence that you are experiencing financial hardship due to your medical bills, such as an invoice from your doctor or a copy of your health insurance policy. Other students choose to approach their school’s health center about requesting a waiver. There is usually a process involved in submitting a waiver request, and you may waiting several weeks for a response. However, most centers are willing to consider requests for waivers and many times they can process them quickly.
When do I need to submit my petition?
You need to submit your petition if you are either a new or current student at Northeastern University and your family income is below 150% of the federal poverty line. You can find more information about what is considered a family income on the NHI website.
What are the benefits of being covered by federal insurance?
While most New York University students are covered by either the State Medicaid program or private health insurance, some may want to consider using the Federal Obamacare health insurance exchanges. Obamacare became law in March 2010 and, as of January 1, 2014, all Americans were required to have health insurance or pay a penalty. The marketplace allows individuals and families to compare and purchase health insurance plans from multiple companies across the country. Obamacare offers several benefits for those who are covered by federal insurance. First, those who are covered by federal healthcare can receive free preventative care such as screenings for cancer, birth control, and STI’s. They can also receive coverage for emergency room visits and treatment related to pre-existing conditions. Finally, those who are enrolled in Obamacare will be eligible for tax credits that will help cover a significant portion of the costs associated with their healthcare plan. While there are many benefits associated with being covered by federal healthcare, it is important to remember that not all plans are created equal. Those interested in finding out more about the differentplan options available through Obamacare should speak with a health insurance representative or visit Healthcare.gov to learn more.
Common conditions that are approved for waiver regarding health insurance
The New York University Health Insurance Policy Guidance document defines the circumstances under which health insurance can be waived. The following are some of the most common conditions for which health insurance may be waived: -If you are a full-time student at NYU and have a comorbidity that is covered by your NYU Health Insurance policy, then that comorbidity can be deemed medically necessary. -If you are a full-time employee of NYU and you have coverage through your employer, then that coverage may be deemed medically necessary. -If you are a NYC resident who cannot afford health insurance, then your health insurance may be waived provided that you meet all of the other eligibility requirements specified in the NYU Health Insurance policy guidance document.