How Does Amex Travel Insurance Work

This article is an introduction to AmEx travel insurance, what it covers and the types of coverage it offers. It also points out some benefits that you might not know about when traveling without health insurance.

What kind of insurance is amex travel insurance?

Amex travel insurance is an umbrella term that refers to different types of coverage that can protect you while traveling. It can cover things like lost luggage, medical expenses, and more. Depending on the type of policy you purchase, amex travel insurance may also include travel cancellation or delay coverage.

How long can i be away from home?

The time that you are allowed to be away from home without insurance coverage is called your “travel notice period.” Your travel notice period is the number of days that you have before your policy expires. You must notify Amex promptly if you will be absent from home for more than the duration of your travel notice period. If Amex does not receive notification within 72 hours after your planned departure, your policy will automatically expire and cover you for only 72 hours after your return to home. If you are travelling outside of the United States and Canada, please read our Travel Warning first.

Amex travel insurance FAQs

1. What is the coverage for? Amex travel insurance covers trip cancellation, interruption and curtailment for up to $500 per person per trip for people traveling within the US, Canada and the Caribbean. This also includes primary residence visits of up to $10,000 per person per year. It does not cover medical expenses or accidents. Amex travel insurance is not valid when purchasing tickets with another company’s travel insurance. 2. How much does the coverage cost? The cost of Amex travel insurance ranges from $39-$119 annually depending on the age and coverage level you choose. Coverage begins immediately after you purchase it, but there may be a waiting period before it becomes effective if you’re traveling outside of the US, Canada or the Caribbean on your cardmember’s first trip using it within two years of enrollment. For a full list of coverage details, visit 3. What should I do if I get sick while on my trip? If you are ill while traveling, first call your insurer to see if they have any coverage for your situation. If they don’t have any specific policies in place for


Amex travel insurance is a great way to protect yourself if something happens while you’re away from home. The coverage includes things like lost luggage, medical bills, and more. Make sure you read the policy carefully before you buy it so that you know exactly what’s covered.