Before Obamacare health insurance, people who used other titles for their healthcare had to buy a plan that would cover those disabilities. Post-Obamacare, the company has changed this rule and now many Gallaudet University students find it difficult to afford the healthcare they need.
Welcome to our blog section! Here you will find posts about Gallaudet University’s health insurance and how to maximize coverage. We hope this information is helpful. We also want to remind students and staff that they are responsible for maintaining up-to-date health insurance coverage at all times. To learn more about Gallaudet’s health insurance program, please visit our website or call us at (202) 547-6200. Blog Section: Accessing Coverage What if I don’t have health insurance? You may be able to get coverage through your job or through a government program like Medicare or Medicaid. To find out if you qualify, speak to your employer or contact the government agency that provides the coverage. You may also be able to purchase coverage on your own. If you’re not insured, it’s important to know that Gallaudet offers several ways for students and staff to get coverage. You can apply for Gallaudet University’s health insurance program, which offers low cost plans with a variety of benefits, or you can buy individual health insurance policies on the open market. Coverage through Gallaudet’s health insurance program is available to students, staff and
How Does Medicaid Work?
If you are eligible for medical assistance through Medicaid, the government will pay your health care costs. This is a joint federal-state program that provides health care to low-income Americans. You must be legally […]
Health Insurance Marketplace
If you have health insurance through your job, you may be wondering if the Marketplace offers a plan that meets your needs. Here are some things to keep in mind before you shop: -The Marketplace offers coverage for people with preexisting conditions. You can see if a plan is available to you by using the “Find a Health Insurance Plan” tool on the Marketplace website. You can also call 1-800-318-2596 to speak with an insurance agent about your options. -The premium for a Marketplace plan will vary depending on your age, health status, and location. You can find out what the premium cost for a particular plan might be by using the “cost calculator” on the website. -You can also find out about discounts and other financial assistance available through the Marketplace. If you’re eligible for subsidies, you can learn more about them by using the “subsidies calculator” on the website. Keep these tips in mind when shopping for health insurance through the Marketplace and we hope that you have success finding coverage that meets your needs!
What Happens If I Don’t Pay my Premiums?
If you don’t pay your premiums, Gallaudet University may suspend or terminate your health insurance coverage. This will likely mean that you won’t be able to receive care at the hospital or clinic that provides your health insurance and you may have to pay out-of-pocket for medical expenses. If your health insurance coverage has been terminated, you can reinstate it by paying the remaining premiums on your policy. You may also be able to get help from a health insurance program offered through Gallaudet University.
Private Market vs. VA/Medicaid
Private health insurance typically offers lower premiums, but fewer coverage benefits and higher out-of-pocket expenses. In addition, private insurers don’t have to comply with protections Apply the Affordable Care Act, such as the prohibition on denying coverage based on pre-existing conditions or charging more for those with health problems. The Veterans Affairs system, by contrast, offers comprehensive benefits and is required by law to provide quality care to all veterans. Medicaid provides comprehensive health coverage to low-income individuals and families, including those who have disabilities. However, Medicaid is not available to all Americans. In some states, only adults are eligible and in others, only people who are very low income or pregnant are eligible.
With the passage of the Affordable Care Act in 2010, more than 29 million Americans now have health insurance. This has been an unprecedented revolution and a great victory for the American people. Unfortunately, not everyone is happy about this development and some people, including many doctors and medical professionals, believe that Obamacare is bad for the health of Americans. There are two main reasons why these experts contend that Obamacare is bad for America’s health. First, they worry that it will cause premiums to increase and that this will lead to a wave of people who can no longer afford to see doctors or purchase health insurance. They also fear that the mandated coverage of mental health and dental care will disproportionately burden low-income Americans and make it difficult for them to get essential health care. Despite these concerns, there is evidence to suggest that Obamacare is actually doing a lot of good for Americans’ health. First of all, it has eliminated most of the prohibitively high costs associated with healthcare. Secondly, it has made it possible for more people to afford quality healthcare without sacrificing their financial stability. Finally, Obamacare has increased access to mental health and dental care by making them mandatory offerings in virtually every state in America.