One of the most practical aspects about purchasing homeowners, renter’s, or business life insurance is that it protects you from financial ruin. Without a valid health and life insurance policy, unfortunate situations such as the death of one’s spouse or a lengthy and expensive hospital stay can lead to bankruptcy. Choosing not to buy life and health insurance can be shortsighted and even dangerous.
If you’re looking to save money on car insurance, you may want to consider phone- shopping. Many insurance companies offer discounts for customers who shop on the phone. You can often find discounts of 10 to 30 percent off your total policy amount. To take advantage of these savings, start by calling your insurance company’s customer service department and asking about phone- shopping discounts. The representative on the other end of the line will be able to help you identify the discounts available to you and set up a time to discuss those options with you. You can also explore your insurance options online. There are many websites that allow you to compare different policies and prices, as well as gather information about deductible and coverage amounts. Consider using these websites when shopping for car insurance because they can help you save money without having to leave your home.
1) Start your car and get pulled over – The rising rates of car insurance have led to more drivers getting pulled over for traffic violations. The cost of a ticket can quickly rack up, and if you are caught with a suspended license, you may end up owing even more on your car insurance policy.
What Each of the Following Categories Impact
– Auto Insurance – Morro Bay Car Insurance – Options for Car Insurance in Morro Bay Auto insurance is important for every driver. The type of car you drive, your driving record, and where you live can all impact your rates. While there are many options for car insurance in Morro Bay, here are three that are likely the most important to consider. Morro Bay Car Insurance There are a few things you should know about Morro Bay car insurance. For one thing, the town has a low crime rate and is generally considered a safe place to live. As a result, rates here tend to be lower than elsewhere in California. Additionally, drivers who have good ratings with their previous insurers may not need to worry too much about rates here. Options for Car Insurance in Morro Bay Variables like your age, driving record, and location can all affect your rates. That’s why it’s important to do your research and compare rates from several sources. You may also want to consider adding a Collision Damage Waiver (CDW) or loss-limitation insurance policy to your plan. These policies will help ensure that you are protected in
How Geography Matches Up With At Risk Teen Driving
Geography Plays a Huge Role in Teen Driving Risk According to the CDC, teens living in rural areas are 30 percent more likely to drive after drinking alcohol than teens living in urban areas. Similarly, teens living in suburban areas are only 25 percent more likely to drive after drinking alcohol than their urban counterparts. The reason for these discrepancies may have something to do with access to alcohol and driving. Teens in rural areas are more likely to have drives outside of the immediate area where drinking is legal, which can increase their risk for getting pulled over for driving under the influence (DUI). Meanwhile, suburban teens may be less likely to drink and drive because they’re living close enough to transport themselves home if they get behind the wheel after imbibing.424 When it comes to teen driver risk, geography plays a huge role. According to a study published by Insurance Journal, rural areas are home to an estimated 26 percent of U.S. licensed drivers who are 17 or younger – compared with only 15 percent of licensed drivers located in suburban areas.424 These statistics indicate that rural teen drivers are substantially more at risk than suburban teen drivers when it comes to getting pulled over fordriving under the influence (DUI). For this reason
Road Safety Measures that reduce the risk of crashes
The following are some road safety measures that can be taken to reduce the risk of crashing: 1. Use safe driving habits. Distracted driving, excessive speed, and driving while impaired are all violations that increase the risk of crashing. Pay attention to the road and stick to the speed limit.