This is a great article about the benefits of purchasing travel insurance for backpackers. Breakdown of the types of policies that are available for different protection levels and how to get the best rates.
What can backpacker travel insurance iec do for me?
If you’re planning a trip overseas and aren’t sure if your backpacker travel insurance will cover you, check with your insurer. Backpacker travel insurance usually covers travellers who are not covered by standard travel insurance. It can protect you against theft, loss or cancellation of your trip, plus some other common problems. Some policies also cover medical expenses and help to replace lost or stolen equipment. Before organising your trip, make sure you have reviewed the conditions of your policy.
Why is it important to buy this type of insurance?
There are a few important reasons why backpacker travel insurance is important. First of all, backpacker travel insurance generally provides coverage for more things than traditional travel insurance, which can be important if you have specific needs that aren’t covered by the usual policies. Secondly, backpacker travel insurance can often be cheaper than buying separate policies for different types of travel, so it’s worth considering if you’re planning to do a lot of travelling on a budget. Finally, many times when something does go wrong on your trip – whether it’s a misunderstanding with your transportation or an illness – backpacker travel insurance can help get you out of a bind as quickly and easily as possible.
How much should I be paying?
When taking off on your own for a backpacking trip, always prepare for the unexpected. You never know when an illness or accident will strike – and having the correct backpacking travel insurance can help cover your costs in the event of an unforeseen event. To find out how much you should be paying for such coverage, read on. In general, most backpackers should budget around $50 per day for travel insurance, though this figure will vary depending on the country you’re visiting and the degree of risk involved. If you’re spending a lot of time outdoors, or if you’re travelling in a high-risk area (such as Bhutan), your premium might be higher. Whatever your budget, it’s always important to do some research before purchasing travel insurance – not only will this give you peace of mind, but it’ll also save you money in the long run.
Do I need to insure my whole trip or just Europe?
Backpacker travel is all about exploration and experiencing new cultures. However, because some places are dangerous, it is beneficial to have travel insurance that covers your entire trip, including Europe. When planning your trip, make sure to consider where you will be going and what kind of activities you will be doing. If you are considering rugged hikes, rafting down a raging river, or climbing treacherous mountains, then you need to factor that into the equation and determine whether the policy will cover you. With over 30 years of experience in the industry, IEC is experts in backpacker travel insurance. We can help you understand the options and find the best policy for your specific situation. Whether you’re just starting out on your backpacking journey or have been traveling for years, IEC can provide the protection you need to make sure you have a safe and exciting trip!
If you are travelling as a backpacker, or even if you are just travelling for leisure within your home country, you should consider taking out travel insurance. This is especially important if you are travelling in an unfamiliar country or region. A lot of backpackers don’t realise that the country they are in may not have reciprocal arrangements with their home country’s travel insurance provider, so they could be left stranded if something goes wrong. Similarly, some governments do not recognise travel insurance as valid protection, which could mean that your medical treatment would not be covered if you were to get ill on your travels. To avoid any potential trouble, make sure to get travel insurance that covers Adventure Travel and Remote Area Travel. Another important part of backpacker travel insurance is making sure that it covers events beyond the ordinary, such as medical expenses and repatriation costs. There are a few things to take into account when buying backpacker travel insurance: age, gender, health and fitness and specific activities that you will be undertaking while travelling (like climbing). You might also want to consider whether the policy includes evacuation coverage and whether there are any discounts available for groups or for travellers who purchase early.