Average Home Insurance By Zip Code

Cheap policies. Cheap coverage. Better deals on travel, auto and life insurance. These are just some of the benefits you get in taking out home insurance based on a zip code across the country.

What is Average Home Insurance?

There isn’t a definitive answer to this question since it depends on a variety of factors, including the size and layout of your home, your specific financial circumstances, and the insurance policies offered by your specific carrier. However, according to The National Association of Home Builders (NAHB), the average cost of home insurance for a single-family residence is generally around $1,500 per year. This figure increases slightly if you have children or additional residents living in your home. When you compare premiums based on zip code, you’ll typically find that rates are lower in densely populated areas, such as big cities, and higher in rural areas or isolated towns. In general, the pricier the area, the more comprehensive the coverage is likely to be. Average Home Insurance Costs By Zip Code

The average home insurance by zip code

If you’re looking to buy home insurance, you may want to research your zip code before making a decision. A study by Insure.com found that the average cost of home insurance varies by zip code. Below is a list of the ten most expensive zip codes in America, as well as the ten least expensive zip codes. 10 Most Expensive Zip Codes in America: 1) Manhattan, KS 67502 2) Westchester County, NY 10591 3) Orange County, CA 92867 4) Marin County, CA 94941 5) San Mateo County, CA 94403 6) Palm Beach County, FL 33480 7) Nassau County, NY 11475 8) Radnor Township, PA 19407 9) Charleston County, WV 25301 10) Arlington Heights, IL 60005 10 Least Expensive Zip Codes in America: 1) Iowa City, IA 52244 2) Sioux Falls, SD 57105 3) Bridgeport-Stamford-Norwalk, CT 06606 4) Wichita Falls, TX 76


In order to find the right home insurance policy for your zip code, it is important to know what features are common in homes in that area. This article provides a list of average home insurance features by zip code and how you can use it to compare policies. Once you have found a policy that meets your needs, be sure to read the fine print so that you understand all of the details. It can be tough to figure out which home insurance company is right for you, but by checking out our list of average home insurance rates by zip code, you can save yourself a lot of time and hassle. By looking at the data we collected, you’ll be able to see which companies have the best rates in your area, and then you can easily compare them and pick the one that’s right for you. Do your research before buying a policy – this could save you quite a bit of money in the long run!